Recent Colorado Storms: Why Every Homeowner Should Get an Inspection Before Filing an Insurance Claim


Recent Colorado Storms: Why Every Homeowner Should Get an Inspection Before Filing an Insurance Claim

Recent storms have impacted several Colorado communities, including Arvada, Parker, Evergreen, and Kiowa. As homeowners begin assessing their properties, many are asking the same question:

"Should I file an insurance claim?"

The answer may surprise you.

At New Gen Roofing & Exteriors, one of the most important lessons we've learned after years of serving Colorado homeowners is that not every hail storm results in significant roof damage, and not every damaged roof requires an insurance claim.

Before contacting your insurance carrier, we strongly recommend scheduling a professional inspection with an experienced local roofing contractor.

Protecting Your Home Starts With Accurate Information

Your home is likely one of the largest investments you'll ever make.

When severe weather strikes, it's natural to be concerned about your roof, gutters, siding, and exterior systems. However, making decisions based on fear, pressure, or incomplete information can sometimes create unnecessary stress and expenses.

That's why our approach has always been simple:

Inspect first. Educate second. Let the homeowner make the decision.

Our goal is to provide honest information so you can determine the best course of action for your property.

Not Every Hail Storm Creates Insurance-Worthy Damage

One of the biggest misconceptions in the roofing industry is that every hail storm automatically means a roof replacement.

In reality, hail damage varies significantly based on:

  • Hail size

  • Wind direction

  • Roof age

  • Roofing material

  • Slope orientation

  • Property location

Some homes may experience significant damage, while neighboring homes may have little to no impact.

A professional inspection can help determine whether damage exists and whether it appears significant enough to warrant further action.

Why Homeowners Should Be Careful About Filing Claims Too Quickly

Unfortunately, many homeowners receive advice from aggressive or inexperienced roofing sales representatives immediately after a storm.

We've seen situations where homeowners were encouraged to file insurance claims before a thorough inspection was completed.

The reality is that every property is different.

That's why homeowners should gather accurate information first and understand the condition of their roof before making any decisions regarding insurance.

An experienced local contractor can help document findings, answer questions, and provide an honest assessment of the property's condition.

The Importance of Working With a Local Colorado Roofing Contractor

After every major storm, out-of-state contractors often enter Colorado neighborhoods looking for work.

While some may be reputable, many disappear once storm activity slows down.

Working with a local roofing contractor provides several advantages:

  • Familiarity with Colorado weather patterns

  • Knowledge of local building codes

  • Long-term accountability

  • Established relationships within the community

  • Continued support after the project is complete

As a local Colorado company, we're committed to serving our communities long after the storm has passed.

Areas Recently Impacted by Colorado Storm Activity

If your property is located in or near any of the following areas, it may be worth scheduling an inspection:

  • Arvada

  • Parker

  • Evergreen

  • Kiowa

Even if your property appears undamaged from the ground, some forms of hail and wind damage can be difficult to identify without a professional evaluation.

Schedule a Complimentary Storm Damage Inspection

At New Gen Roofing & Exteriors, we believe protecting your home starts with education, honesty, and accurate information.

Our complimentary inspections include:

  • Roof evaluation

  • Gutter inspection

  • Siding assessment

  • Photo documentation

  • Clear recommendations

If damage is found, we'll explain your options. If no damage is found, you'll have peace of mind knowing your property was properly evaluated.

Protect Your Home. Protect Your Investment. Make Informed Decisions.

If recent storms impacted your neighborhood, contact New Gen Roofing & Exteriors to schedule a professional storm damage inspection.

Our mission isn't simply to sell roofs—it's to help Colorado homeowners protect their homes, their investments, and their families through trusted guidance and quality workmanship.

Go Back